rcw1121 asked:


I am an executor of my mom’s estate and beneficiary of her life insurance policy. Can debtors touch the life insurance left to me?

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floresffx asked:


If you had an extra $1000 and all things being equal, which is more important at this moment, meeting with a financial planner or getting your estate planning documents in order (trust-we have one child, will, durable power of attorney and HCPA/AMD) for my wife and I? The idea being that on average a good fee-only financial planner or attorney to do either thing will cost $250-$300/hour (in the Washington DC area).

As far as financial background, we have life insurance, we contribute monthly to a 401K and Roth IRA and I have a defined benefit pension (yes they still exist). We are paying down debt, but I still feel that we could use a good financial review (not to sure about our allocations in the Roth and IRA’s). We DO NOT HAVE A WILL or other estate planning documents… and this is beginning to concern me… should it???

Any suggestions for finding a good family attorney in Northern Virginia will be very much welcome.

Thanks for you help.
FF

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Jerry 71 asked:


Especially for ppl in Washington STATE. I hear that if a grown (adult) child lives at home with the parents for 2 or more yrs that the parents can quitclaim the house to the child. This would be to avoid (legally avoid) estate taxes on the house if it were willed to the kid. Thanks.

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